What is likely the most affordable and least complicated kind of life insurance protection you can get? The answer is term life insurance. This kind of life insurance provides a death benefit…
Category: Insurance
3 reasons an entrepreneur needs life and disability insurance
Thousands of people become entrepreneurs and start a business every year. In fact, there have been more than 400,000 startups annually for the last decade, according to the Small Business Administration.1 Of…
Whole life insurance: Balancing protection and accumulation
Most people understand that life insurance is a way to protect family and loved ones in the event of an untimely passing. Less well known is the fact that life insurance — particularly…
Why do dentists get so much disability income insurance?
It often comes as a surprise to many people, but do you know what kind of professional tends to buy the most disability income insurance? Dentists. That’s right. Not lumberjacks, police officers,…
Types of permanent life insurance explained
It’s an impressive sounding term: “permanent life insurance.” But what is it, exactly? How does it differ from other types of insurance, and does it make sense for your needs and goals?…
Understanding and using critical illness insurance
No one wants or expects a devastating sickness to hit them or their loved ones, but it happens. When it does, emotional strain is often exacerbated by financial strain. That’s where critical illness…
Life insurance options for new parents and young families
Congratulations on becoming a parent. If it wasn’t the case before, it certainly is now: Someone depends on you. And if you’re suddenly gone, it may put your child in a tough…
Life insurance premium options: Which one is right for you?
Is it better to secure a life insurance policy that you can pay off in 10 years, or stretch out premiums over time until you are 100 years old? How about in…
Lying on a life insurance application: The consequences
Should you lie on life insurance applications? Obviously, we’re going to tell you “no.” Some people will still try, but be warned that there are consequences when you are found out. And…
Life insurance: The ladder strategy approach
You’ve graduated, got a specific skill set, invested in yourself, and are starting your career. What’s a good strategy for preparing for what’s ahead in life? Many people at this stage turn…